A.P. Reid featured in Halifax Business Voice Magazine

Posted On October 2, 2016

← Back to Latest News Posted on September 29, 2016 Spanning the Nation A.P. Reid Insurance goes national with innovation and vision By Erin Elaine Casey We don’t normally think of the insurance business as a risk-friendly enterprise,but Dartmouth-based A.P. … Continue reading

Does My Homeowners Insurance Cover My Child While Attending University?

Posted On August 31, 2016

Your Homeowners Policy has been designed to provide the best amount of coverage for you, your spouse, and your children while your property is “in your home”. Whenever your property is being moved “away from home”, the coverage that goes … Continue reading

Are antique furniture & collectibles covered under my home insurance policy?

Posted On August 24, 2016

Your Home Insurance Policy treats antique furniture just as it would any other article of furniture in your home. You do not need to purchase any riders to insure your antique furniture. However, it is important to understand exactly how a claim would … Continue reading

Are private docks included under the home insurance policy?

Posted On August 17, 2016

If you are lucky enough to live on the water, you may have constructed a private wharf or dock. And whenever there is a major windstorm, you may wonder if your wharf is covered by your Home Insurance Policy. Whenever we have a major … Continue reading

Your alarm system could save you money on home insurance

Posted On August 10, 2016

If your home has an alarm system and it has been installed by a professional company, covers the entire ground floor of your home and is monitored, you may be able to take advantage of this by saving a few dollars on your … Continue reading

Equipment Breakdown

Posted On August 2, 2016

When it comes to Equipment Breakdown Coverage, there are two primary questions that you need to ask. The first is whether your property has an exposure to equipment breakdown and second, whether you currently have coverage in place for this … Continue reading

Does your home insurance cover watercraft?

Posted On July 27, 2016

It’s never a good idea to assume your Homeowners Policy will suitably cover watercraft, motors, tenders, or boat trailers. There are several special watercraft policies designed for almost every type of pleasure watercraft; and watercraft accessories. If you own a sailboat or a … Continue reading

Safety Tips for Using Gas Grills

Posted On July 20, 2016

This is the time of year for picnics and outdoor parties. There are always some hazards in operating a gas barbecue but if you follow these safety tips you’ll greatly reduce your risks. The summer is a time to enjoy but … Continue reading

Business Interruption Insurance

Posted On March 26, 2016

When you operate a business, you generate income to pay your operating expenses, interest on loans and payroll.  You then, hopefully, generate a profit each year.  All income and net profit is the result of the daily operation of your … Continue reading

Three biggest concerns about life insurance

Posted On March 20, 2016

#1 It’s too expensive Most people, for some unknown reason, believe life insurance is too expensive. The ironic part is, after a loved one passes away with debt and no life insurance, the premiums that could have been paid seem … Continue reading

What you need to know about the Ontario auto insurance reform

Posted On March 20, 2016

In the biggest change to auto insurance in more than five years, Ontarians will not only see the cost of their standard auto policy decrease, but also the benefits. On June 1st, the Ontario government implemented major changes to auto … Continue reading

Cyber Risks: Privacy Breach

Posted On March 19, 2016

Did you know that a report by Intel’s McAfee and the Center for Strategic and International Studies estimated the global cost of cyber-crime in 2013 ranged from $375 to $575 billion? Compare that to the estimated global damage resulting from … Continue reading

Travel during Winter Months

Posted On March 3, 2014

Do you travel during the winter months? If you are away from your premises for more than 4 consecutive days during the regular heating season, your policy will not provide coverage for loss or damage due to the freezing of water … Continue reading

Tips for Sharing the Road with Trucks

Posted On March 6, 2011

Many people express concern about driving near a truck simply because it is larger than their own vehicle. They ask if there are some special rules to follow when sharing the road with a truck. We offer these suggestions. Turning … Continue reading

Why is my premium what it is?

Posted On March 6, 2011

You have just asked our Most Asked Question!!!  Why are my premiums what they are?  How do they come up with premium charges?  Why do premiums keep rising, even if I don’t have an accident? Every day, we receive telephone … Continue reading

Tips for Protecting your Driving History

Posted On March 6, 2011

When Insurance Companies calculate your insurance premium, a number of general factors are used. First, you as a driver are given a classification of “risk”. This classification is based on whether or not the vehicle is regularly used for driving … Continue reading