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Does My Homeowners Insurance Cover My Child While Attending University?

Posted On August 31, 2016

Your Homeowners Policy has been designed to provide the best amount of coverage for you, your spouse, and your children while your property is “in your home”. Whenever your property is being moved “away from home”, the coverage that goes … Continue reading


Are antique furniture & collectibles covered under my home insurance policy?

Posted On August 24, 2016

Your Home Insurance Policy treats antique furniture just as it would any other article of furniture in your home. You do not need to purchase any riders to insure your antique furniture. However, it is important to understand exactly how a claim would … Continue reading


Are private docks included under the home insurance policy?

Posted On August 17, 2016

If you are lucky enough to live on the water, you may have constructed a private wharf or dock. And whenever there is a major windstorm, you may wonder if your wharf is covered by your Home Insurance Policy. Whenever we have a major … Continue reading


Your alarm system could save you money on home insurance

Posted On August 10, 2016

If your home has an alarm system and it has been installed by a professional company, covers the entire ground floor of your home and is monitored, you may be able to take advantage of this by saving a few dollars on your … Continue reading


Equipment Breakdown

Posted On August 2, 2016

When it comes to Equipment Breakdown Coverage, there are two primary questions that you need to ask. The first is whether your property has an exposure to equipment breakdown and second, whether you currently have coverage in place for this … Continue reading


Does your home insurance cover watercraft?

Posted On July 27, 2016

It’s never a good idea to assume your Homeowners Policy will suitably cover watercraft, motors, tenders, or boat trailers. There are several special watercraft policies designed for almost every type of pleasure watercraft; and watercraft accessories. If you own a sailboat or a … Continue reading


Safety Tips for Using Gas Grills

Posted On July 20, 2016

This is the time of year for picnics and outdoor parties. There are always some hazards in operating a gas barbecue but if you follow these safety tips you’ll greatly reduce your risks. The summer is a time to enjoy but … Continue reading